Explore legal access rules for India
These legal terms explain how we handle account access, wallet records, identity checks, privacy choices and support requests for India. When access or eligibility is discussed, it depends on local law and is available where local law permits. You should read these terms before opening an
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account, adding money through UPI, Paytm or PhonePe, or asking us to change account details. We may ask for documents when a legal, security or wallet review is needed, and we keep those checks tied to your account record. If a rule changes, we will update
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this page and apply the change from the stated date, not silently in the background. By continuing to use the account, you accept the current terms that apply to your region and account status.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.